Small business owners have general liability insurance to protect them from potential claims that could arise in their workplaces. As an entertainer or performer, you are the sole proprietor of your small business. Do you have performer liability insurance?
Carbone Entertainment requires entertainers we work with to have their own general liability insurance. If you don’t have this insurance, you might be unsure about where to start. We’re here to help!
The questions we get asked most frequently:
- What is general liability insurance?
- Where do I get it?
- How much does it cost?
What is general liability insurance?
General liability insurance is a standard insurance policy issued to business organizations to protect them against liability for bodily injury and property damage. No one wants to think something bad will occur during their performance. But, in case anyone or anything does get hurt or damaged during your act, your performer liability insurance can protect you.
Where do I get it?
There are many agencies that offer this kind of insurance. Below are a few of our favorites:
How much does it cost?
You can get seasonal/event insurance for a short period of time. However, the cost difference between single event and yearly coverage is so close, that we recommend getting coverage for the year. Typically, for about $300 a year, you can get amazing coverage. And, the cost of performer liability insurance is a small price to pay vs. lawsuits and medical bills. You can sign up online and are covered almost immediately.
(Don’t) break a leg!
Posted in: Artists